Corporate Protection
Safeguard your business continuity with specialized corporate buy-sell plans and key person insurance.
A business is often its owners' most valuable asset — but its continuity depends on planning for the unexpected. The death, disability, or departure of a shareholder or key person can threaten the business, its employees, and the owners' families.
Armstrong Financial structures and funds corporate protection strategies that keep businesses intact and provide liquidity when it matters most.
Solutions We Structure
Buy-Sell Funding
We fund buy-sell agreements so surviving owners can purchase a departing shareholder's interest without draining working capital — whether through criss-cross, redemption, or hybrid structures.
Key Person Insurance
Protect your company against the financial loss of an indispensable employee or owner by insuring their contribution and funding replacement and transition costs.
Corporate-Owned Life Insurance
Use corporately owned policies to fund obligations, create shareholder value, and provide tax-efficient access to capital.
Debt & Loan Protection
Ensure business loans and personal guarantees are covered so lenders are repaid and your family isn't left with the liability.
Who This Service Is For
Shareholders & Partners
Multi-owner businesses that need a clear, funded plan for what happens to shares on death, disability, or retirement.
Holding Companies
Owners who hold operating companies through holding companies and need tax-efficient, structure-aware planning.
Lenders & Advisors
Accountants and legal counsel seeking funding and policy structures to complete their clients' corporate planning.
Professional Corporations
Doctors, dentists, lawyers, and accountants who want to fund buy-sell obligations and corporate protection within their professional corporation.
Request a Corporate Protection Review
Disclaimer: Armstrong Financial Services Inc. provides independent mathematical policy modeling and financial analysis only. We do not provide formal legal or tax advice. All analysis is designed solely to assist clients and their independent legal and tax counsel in evaluating risk.